Stick to your gift buying budget this Christmas...
Christmas is the time of giving and when it comes to presents many of us want to be generous to those who matter to us, but this generosity can also lead to immense stress post Christmas as we tap and go the plastic card and never really keep track of what we're spending until the bank statement arrives and you realise that you've spent double what you intended!
As an avid planner I'm an advocate for sitting down and working out a budget for the silly season so you don't find yourself in financial difficulty once the tree is packed away, given that we only have 4 weeks, YES 4 WEEKS, until Christmas Day many of you have probably shopped up a storm already without keeping track of what you've spent which is ok as that's where I come in to help you get organised and back on track for the remainder of the silly season.
Now I know some of you will be rolling your eyes and yawning at the thought of budget tracking & designing spreadsheets which is why I'll gift you mine, it's simple to use and will automatically calculate what you've spent to date, ensuring you stay on track and out of financial strife come the new year.
To download the budget tracker click here and if you're stuck on gift ideas check out my enormous Christmas gift Guide here